Know someone ready for their first home? From first conversation to the handover of the keys we’re here to help.
Are your children or someone you know ready to take the plunge and buy their first home? It’s exciting, but there’s a lot to get your head around. It may seem like a complex process, especially for first-timers, however we’re here to make buying your first home as enjoyable and straightforward as it should be.
Let’s find out more about the process when using one of our experienced brokers.
Assess your financial circumstances
Your mortgage broker will take the time to discuss your needs and circumstances with you. They can answer any questions you may have about the process.
Help get your savings plan in place if needed
We have an extensive network of Financial Planners, so even if you can’t afford the loan you want now, we can put plans in place to assist you getting the home you want sooner. From budgets to debt consolidation, we have the experts at hand to help make your dream home a reality.
Find a suitable loan for your situation
We have a huge selection of loan products from over 25 lenders – we work for you! Once your broker has an understanding of your objectives and financial position, they will discuss the various loan products available. It’s at this point that your broker can give you an idea of what you can afford, based on your own personal situation.
Remember: One of your broker’s aims is to reduce the chances of mortgage stress and help ensure you are comfortable with your repayments – even when interest rates, and possibly your repayments, rise.
Help you get pre-approval
If you haven’t yet found the right home, your broker can organise pre-approval so you can shop for your new home with confidence.
Apply for incentives
We’ll let you know whether you’re eligible for government incentives such as the First Home Owners Grant (FHOG) and help with the paperwork. Each state has different rules and processes to apply for these grants.
Support you all the way
From start to finish our brokers will be there with you – guiding you from your first conversation to the handover of the keys to your first home.
So if anyone you know is ready to get into the property market, come and see us today!